we focus on quality

business consulting


what we do


keep up
with us

Check in with our M&L Cloud Accounting blog as we share and discuss business and tax strategies for everyday business questions.


how we do it

we focus on professionalism

By combining our expertise, experience and energy, each client receives close personal and professional attention.

Our high standards, service and specialized staff focus on client needs to make sure every client is served and fully satisfied with results.

Individual Income Tax. We offer convenient, accurate, and affordable individual tax preparation and planning services of all types of tax returns.  These include non-resident, resident, employment income, rental income, sole proprietor and partnership business income, and investment income.

Corporate Income Tax. Business advice and tailored corporate planning to provide you with the best in tax filing services to meet your needs.  Expert advice provided to clients to ensure efficient, and sound tax filing services to maximize corporate benefits.


tax preparation
& planning

Incorporation. We incorporate your business for a fraction of the price offered by competitors. 
Fast and reliable service, full consultation, and business structuring to include Government Registration, Corporate Name Search, Articles of Incorporation, Minutes, By Laws and Share Certificates.

Consultation. Providing individuals and business with financial and tax advice, business planning, grants Met the M&Land financial applications, contracts, and other agreements.


& bookkeeping

We specialise in full suite of business solutions to meet your needs.  Affordable, reliable, convenient and all-inclusive range of services including:  monthly bookkeeping, payroll, government remittances, financial statements, and year-end tax preparation.


An accounting firm is known for the quality of its service.  The reputations of Heather and Elisabeth reflect the high standards we demand of ourselves.

Our primary goal as a trusted advisor is to be available to provide insightful advice to enable our clients to make informed financial decisions. We do not accept anything less from ourselves and this is what we deliver to you.

We feel it is extremely important to continuously educate ourselves to improve our technical expertise, financial knowledge and service to our clients.

Our high service quality and "raving fan" clients are the result of our commitment to excellence.

We will answer all of your questions, as they impact both your tax and financial situations. We welcome you to contact us anytime


we focus on business startups

We incorporate your business for less than it costs to buy a computer.  We will help you find funds and grants so you can:

• Control Your Own Destiny

• Find Your Own Work/Life Balance

• Choose the People You Work With

• Take on the Risk – And Reap the Rewards

• Challenge Yourself

• Follow Your Passion

• Get Things Done – Faster

• Connect With Your Clients

• Give Back to Your Community

• Feel Pride in Building Something of Your Own

M & L Cloud Accounting

and Consulting Inc.




















who we are

we focus on quality

Our firm is responsive. Companies who choose our firm rely on competent advice and fast, accurate response. We provide total financial services to individuals, large and small businesses and other agencies.

To see a listing of our services, please take a moment and look at our services page. We strive to keep clients happy, thus client referrals have fuelled our growth and we continue to grow.

Through hard work, we have earned the respect of the business and financial communities. This respect illustrates our diverse talents, dedication and ability to respond quickly.

heather macaulay

elisabeth lafleur

Heather’s strong business acumen and entrepreneurial spirit has organically built her client base. She is dedicated to providing clients with expertise to help them avoid frustration and inconvenience of government tax laws and rules.

Elisabeth’s commitment to the accounting standards and tax principles facing all private corporations and individuals brings about strong and positive results for clients.


how to reach us

we focus on customer service

Our offices are located in Limoges, Ontario (Eastern Ontario). However, we serve a wide variety of clients located throughout Canada and Overseas.


Heather is Co-Founder and Principal of M&L Cloud Accounting.  She works with individuals, entrepreneurs, and small business owners in all sectors.  She has built a successful accounting practice by earning the trust of Canadian clients across Canada and overseas.

Heather graduated with a Bachelor of Commerce (Cum Laude) from Concordia University and continued her studies for her C.M.A. at Saint Mary’s and  Dalhousie Universities.

Since 1983, Heather has occupied positions in several prominent organizations like Union Carbide, Northern Telecom, Central Dynamics, PBSC Training, Hickling Management Consultants, CPCS Transcom and Canadian Broadcasting Corporation.   She has worked overseas on multiple consulting projects in Africa, Europe, Central America and the Caribbean.   She was Financial Controller for two subsidiaries of a US Nasdaq corporation in the Caribbean (positions held simultaneously).  Her vast experience has given her an excellent understanding of global accounting issues and resident and non-resident tax issues.

While Heather is not in the office, you will most likely find her travelling or volunteering in Central America, Florida or Ontario.  Her interests have included owning a sport-fishing business in the Caribbean and several theatre productions for The Chiriqui Players in Panama.  Aside from volunteering, Heather likes to travel, horseback ride and paint.  She has co-founded and acted as Director on the Boards for Animals R Friends Foundation (St. Maarten) and for a homeowners association in Panama.

Elisabeth is co-Founder and Principal of M&L Cloud Accounting. She works with private corporations in all major sectors of the economy with a specific focus on tax and financial reporting.

In particular, she takes the time to understand your business, focus, directions and goals. Working closely with you, she takes the directions necessary to attain your goals, both short term and long term.

By remaining current on accounting procedures, taxation laws and management techniques, she provides you with innovative thought leadership and an integrating perspective for organizational decision-making.

This strategic synthesis of management practice, accounting procedures and corporate direction translates into your unique and custom-crafted blueprint for success.

Born in Germany, she spent the early years of her career honing her accounting skills in the retail and real estate industries, before moving to Montreal to study French at McGill University.

Elisabeth graduated from the University of Maryland in Brussels, Belgium with a Bachelor degree in Commerce and received her accounting designation in 1993.  Prior to joining the firm, Elisabeth spent 20 years in progressive roles assisting clients with internal control processes, financial reporting frameworks and growth strategies in multiple industries such as High Tech, Construction and Wholesale in Canada as well as in Europe.

When Elisabeth is not in the office, she enjoys horseback riding, boating and travelling.

Elisabeth’s commitment to the accounting standards and tax principles facing all private corporations and individuals brings about strong and positive results for clients.



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Thanks for contacting us!

36 South Indian Drive,

Limoges, ON 
K0A 2M0

Heather: 613-527-1947

Elisabeth: 613-816-3144

Fax: 855-469-1583

Email:  info@mlcloudaccounting.ca

we are a small but assertive firm, providing our clients with a full range of services ...

we prioritize maintaining close and open relationships with each one of our clients ...

we are committed to providing the highest quality services while retaining familiarity ...




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